If you fall sick or are injured in an accident abroad and want to claim compensation from the person responsible, legal expenses cover can help meet the cost of taking out a civil action.
How much cover?
Standard travel insurance policies usually provide £25,000 for legal costs, up to a max. of £50,000.
Sometimes lower for Gap Year policies.
- Travel agents
- Tour operators
- Travel insurers
- Fellow travellers
- Criminal activities.
- Court fines/penalties/compensation costs.
- Appeal costs.
Insurers won’t entertain you if the cost of the action is likely to be more than what they reckon you’re likely to get in compensation.