Halifax Travel Insurance

7/06/2013 -- Admin
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Looking for a bank account that gives you that little bit extra?

Money saving perks with the Halifax Ultimate Reward Current Account include award-winning worldwide annual family travel insurance, mobile phone cover at home or abroad and AA breakdown cover.

Remember: For European holidays, you must provide a copy of your EHIC (European Health Insurance Card) if you need to claim medical emergency expenses on your Halifax travel policy.

Ultimate Reward Account Annual Worldwide Family Travel insurance

Cost: £10 - £15 per month depending on whether you stay in credit.  You must pay in at least £750 a month with a minimum of 2 direct debits.

Who’s covered:  2 adults and all children under 16 living with you or under 23 if in full-time education.  Kids not covered for independent travel.  Unmarried dependent children only covered for travel with an insured adult.

Max age: 70 (winter sports: 64). Golf and business trips covered.

Max trip length: 31 days but you can extend this for an extra premium. Max. 24 days winter sports per year.  UK trips covered if you’ve pre-booked at least 3 nights accommodation.


Not covered

  • Your airline going bust, so make sure your flight’s ATOL protected
  • Loss or theft of luggage not reported in 24 hours
  • Claims where you can’t provide proof of purchase
  • Cancellation due to war/terrorism unless the Foreign Office advises against travel
  • Professional sports, bull running, bungee jumping, hang gliding, jet skiing, quad, biking, motorboat racing, potholing, caving, water skiing, mountaineering, cliff or rock climbing using ropes or guides, paid or voluntary manual work.

Pre-existing medical conditions

You’ll need to declare whether you or any family member to be covered has a pre-existing medical condition, ie, on medication for things like high blood pressure, diabetes, epilepsy, asthma, pneumonia, heart attack, angina, cancer, stroke, kidney or bladder disorders.  If in doubt call the customer services team for medical screening on the no. below. 

Halifax Travel Insurance: If you don’t fancy switching your current account, you can buy Halifax Single, Annual Multi-Trip or World Explorer by phone, in branch or online (10% discount online).

Age limit is 75 for single/annual trip; 65 for trips to the USA, Canada, Mexico, the Caribbean, China, Hong Kong and Singapore; age 40 on world explorer and 64 for winter sports.

There’s an extra premium for baggage, travel delay, winter sports and golf cover with the option to increase cancellation limit to £10,000.

Children only covered when travelling with an insured parent.

Halifax website

Tel: 08451 24 14 00 Lines open 8am - 8pm Mon - Fri, 9am - 5pm Sat.