" Fore ! ! ! "
Nowadays golfers are legally liable for injury or damage caused by a rotten shot.
So a stroke of bad luck could cost you a fortune.
Then there's loss or damage to your equipment. As in every other walk of life, thefts are on the increase.
But before you part with your cash for this type of cover, check whether your current household insurance meets your needs.
Golf Insurance Companies
The Golfers Club
The UK's largest golf membership scheme is endorsed by Justin Rose and offers exclusive golf privileges worth thousands of pounds and free comprehensive golf insurance cover.
As a member, you're automatically entitled to free specialist golf insurance.
It costs £49.95 a year - or 96p a week.
Exclusive members' privileges include -
- a recognised golf handicap
- a complimentary 1-year subscription to Pin High! magazine
- savings of up to £500 with American Golf Discount on top equipment from TaylorMade, adidas, Mizuno, Nike, Wilson, Ping, Sunderland, Odyssey and Maxfli.
- 50% off green fees at over 750 premier courses
- free golf tuition voucher valid for use with over 270 PGA professionals
- special deals on golf holidays
- tickets for European Tour events
The Golfers Club insurance cover -
Golf equipment (theft, loss, damage) up to £2,500. Equipment upgrades are available.
Public Liability £2,000,000
Should your dodgy shot seriously damage property or injure another person your legal position is protected. Personal Accident £30,000
Useful if you're struck by lighting on the golf course, hit by a swinging club or lose an eye thanks to a stray golf ball - it happens.
Negligent Property Damage £2,500
No need to hide in the bushes next time you damage a car in the club car park or break a nearby window. Club Subscription Reimbursement £1000
You get your golf club subscription fee reimbursed if you can't play as a result of an accident.
Hire of golf equipment £200
If your clubs are lost or stolen, the cost of equipment hire will be covered.
Hole-In-One Cover £200
The most memorable shot of your life could result in a costly bar bill, but hole-in-one cover will help take the sting out of it and help you enjoy your moment of glory to the full.