Co-operative Travel Insurance

6/06/2013 -- Admin
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Where it makes you feel good to do business!

Owned by over 6 million members, the Co-operative is famous for its ethical trading policies.

As the UK's first high street travel agent supporting sustainable tourism, they sell holidays and travel insurance for city breaks and all-inclusive exotic getaways.

All holiday packages are ABTA and ATOL protected so financial protection is guaranteed if your travel firm goes bust. Plus you earn membership points on holiday extras like car hire.

Cover Options

  • Single Trip - 40 days
  • Annual - 31, 45 days
  • Winter Sports - 21 days
  • Cruises & Weddings

Choose from, Bronze, Silver or Gold cover levels.

No cover for baggage, personal money or delayed departure with Bronze.

Age limits

  • Single trip - 84 (85 for UK hols).
  • Annual - 69.
  • Winter Sports - 64.

Annual insurance isn't available to anyone aged 70 or over. Generous age limit for single trip cover up to age 85.

Pre-existing medical conditions

Co-operative Travel covers all pre-existing medical conditions for holidays in the UK if not travelling against doctor's advice.

For holidays abroad, most common conditions are covered as long as your health is stable with no recent blips.

Among the conditions included are high blood pressure, asthma, diabetes, Crohn's disease, arthritis, high cholesterol, irritable bowel syndrome and Parkinson's Disease.

If you have two or more conditions you need to call the Medical Helpline.

Conditions requiring supplementary oxygen aren't necessarily excluded, though it's likely you'll pay extra.

Epilepsy also considered, depending on when your last seizure was, duration and medication needed.

If your pre-existing medical condition means you have to take medication on the flight, you'll need to provide a doctor's note.

If you have reduced mobility the Co-op's disability awareness team can tailor travel arrangements around special needs (eg hydraulic lift assistance to get you on the plane).

Specialist advisors are in over 40 stores nationwide, or call the designated disability awareness team on 0845 266 9228.

Visit the Co-op Travel website for a handy tool to translate phrases such as 'I'm allergic to peanuts' or 'I can't walk up and down steps, is there a ramp available?'

Co-operative Membership Card

As a member, you share the profits of the business and get cash rewards twice a year by voucher or direct to your bank account. The £1 membership fee is deducted from your first payout.

You get 1 point for every £2 spent on a Will and 2,500 points for a Funeral Plan. The more points you earn, the bigger your share:

  • Food, Fuel, Pharmacy, Electrical: £1 = 1 point
  • Holidays: £2 = 1 point
  • Travel insurance: 100 points
  • Car/home insurance: 750 points a year


Tel: 0844 879 8832. Mon to Fri 8am - 10pm, Sat & Sun 9am - 8pm

The Co-operative Travel insurance is administered by White Horse Insurance Ireland Ltd.