Asda Travel Insurance

6/06/2013 -- Admin
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Up to 7 kids and grandkids go free - that's an Asda price you'll like!

You can buy Asda Travel Insurance online or by phone with your credit card, debit card or pre-payment card. With a 20% discount, it's much cheaper to buy online than by telephone.

Cover options

  • Single Trip - 30 days (not UK)
  • Annual Multi-Trip - 30 days, 90 days total home or abroad
  • Winter Sports - 21 days

If you buy single trip insurance online, you get instant cover with text confirmation. For Annual multi-trip policies, the trip must be within 45 days from the date you buy.

Choose from Value, Standard or Superior cover levels:

  • unlimited medical expenses
  • up to £5,000 if your holiday is cancelled or cut short
  • up to £2,000 for lost or stolen luggage
  • up to £3,000 if your airline goes bust
  • up to £5,000 for funeral expenses
  • 24/7 emergency helpline

With the Value policy, there's no cover for pre-existing medical conditions, missed departure, airline failure, hijack or catastrophe (eg flooding).

Superior extras include airline failure, compassionate return assistance if someone back home unexpectedly dies or is seriously ill and pet care fees.

Age Limits

  • Value policy - 69 years.
  • Single trip policy - 80 years.
  • Annual multi-trip policy - 69 years.
  • Winter Sports - 80 years.

Age limit refers to how old you are when you purchase cover. So with Value and Annual multi-trip policies, you could celebrate your 70thbirthday on holiday, but you can’t be 70 when you buy. 

Only Standard single trip insurance - not Value or Annual - is on offer to people aged up to 80.

For OAPs aged 70-80, the premium for winter sports available under the Standard single trip policy is nearly double that for everyone else.

Pre-existing health conditions

The no-frills Value policy doesn't cover any pre-existing medical conditions or any kind of mental illness such as bipolar disorder.

None of the policies cover terminal illness, serious nervous disorders or tropical disease you didn't get vaccinated for.

You can't travel abroad for medical treatment or cosmetic surgery, but there's no excess to pay if you use your EHIC card for medical expenses.

Before you buy an Asda Travel Insurance policy, you must declare if anyone travelling has:

Also disclose if anyone's waiting for a medical diagnosis or treatment.

Asda will either insure your condition for an extra fee, or exclude it altogether. If excluded, you won't be covered for any medical costs if an accident or illness abroad can be traced back to it.

An air ambulance in the US could cost £35,000 or more.

You'll have to pay all costs including hospital treatment. Your family will have to pay to get your body back home if you die on holiday.

Medical expenses cover includes up to £5,000 for cremation or burial charges abroad, or returning your body or ashes back to the UK.

No money for cremation or burial costs back home in the UK.

Asda Price Guarantee

Unlike other supermarkets, Asda doesn't run a loyalty card scheme.

A regular winner of The Grocer magazine's "Lowest Price Supermarket" Award, they slash prices instead, aiming to be 10% cheaper than Tesco, Sainsbury, Waitrose.

If not, you pocket the difference in the shape of a paper or e-voucher to spend in store or online.

Travel insurance isn't included in price comparisons but you can use your vouchers to buy Asda travel insurance.

The maximum you can claim per month is £100. See if you could save money at www.asdapriceguarantee.co.uk.

Asda Credit Card

You get unlimited cashback with the Asda Money Credit Card - 1% on Asda fuel and shopping and 0.5% everywhere else.

Cashback is credited to your account the following month. If you spend over £125 with your card at www.ASDA.com/groceries, you get free home delivery.

There's no cashback on travel insurance or travel money, but you don't pay a cash advance fee on travel money.

Regardless of how you pay, if you order £500 or more foreign currency, you get free next day delivery.

Website: http://www.asda-travel.co.uk
Tel: 0800 519 9936 Mon to Fri 9am - 8pm, Sat 9am - 5pm.

Asda Travel Insurance is provided by Asda Money, and underwritten by ACE European Group Ltd.